Getting into a car accident is a tough situation in itself. But, what happens if your car gets totaled and you weren’t even the driver at fault?
A: When you have been involved in an auto accident and your car was totaled, the party that was at fault should be the one to compensate you for the damage to your car. In situations where the other driver doesn’t have insurance, then you can go through your insurance company, but you may have to pay your deductible. So it is always better to try and go through the at fault party’s insurance company.